A widowed mother of a young girl, Annie Benchley (Jennie Garth)
has been unhappy since her husband - Annie's childhood sweetheart -
died of leukemia when her daughter Taylor (Dannika Northcott) was only
three years old. She has since been struggling to support herself and
her daughter while working as a waitress at a diner. When working, her
mother Carol (Marilu Henner)
looks after Taylor. Carol feels that Annie should start dating again
and constantly tries to set her up with a plastic surgeon, Jeffrey (Todd
Babcock), whom Annie does not like.
One day, Annie accidentally hits the car of Eddie Avedon (Ethan Erickson),
an arrogant and jaded actor who is already late for an appointment.
Both parties blame each other for the car accident, and Annie is finally
able to steal Eddie's license and registration to make sure that he
will pay for her damage. Eddie leaves immediately, and is later arrested
for speeding without a license. Annie is phoned to bail him out, which
she reluctantly does, on condition that Eddie will pay for her car to be
repaired.

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